真实译文展示（如有保密内容均以XX替代）
Sample of real translation (Confidentiality retained with XX)

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一、集团客户认定原则
I. Principles for Group Customer Identification
 
（一）应认尽认原则。对符合集团客户标准的客户，各经营机构要及时搜集信息、梳理关系，发起流程认定，严禁通过各种形式规避集团客户认定。
(I) Identifying every group customer that should be identified. For the customers that meet the standards for group customers, each operating unit shall timely collect information, analyse relationships, and initiate process identification. Evasion of group customer identification in various forms shall be strictly prohibited.
 
（二）流程化管理原则。集团客户关联关系认定、信息修改和关联关系撤销等,从发起到审定全流程纳入新风控系统流程操作管理，以新风控系统中的操作结果为准。
 (II) Process-based management. The whole process from initiation to review and approval concerning the identification of related relationship of group customers, information modification and cancellation of related relationship shall be incorporated into the process operation management of the new risk control system, and the operation results in the new risk control system shall prevail.
 
二、集团客户分类
II. Classification of Group Customers
 
（一）按集团客户特征，以及集团本部对其他成员企业控制程度划分为紧密型集团客户和非紧密型集团客户。其中：
(I) Based on the characteristics of group customers and the degree of control of group headquarters over other member enterprises, the group customers are divided into closely-related group customers and non-closely-related group customers. Specifically:
 
1.紧密型集团客户是指存在法人形式的集团本部，且集团本部对其他成员企业在人事、财务、经营上具有控制权，并编制集团合并报表的集团客户；
1. Closely-related group customers refer to the group customers that have group headquarters in the form of legal person, which enjoys the control right over the personnel, finance and operation of other member enterprises, and prepare consolidated financial statements of the group;
 
2.非紧密型集团客户指不存在法人形式的集团本部，通过实际控制人对成员企业在人事、财务、经营决策上形成控制权，不编制集团合并财务报表，构成实质关联关系客户组群的集团客户。
2. Non-closely-related group customers refer to the group customers that do not have group headquarters in the form of legal person, establish the control right over the personnel, finance and operation decision-making of member enterprises through the ultimate controller, do not prepare consolidated financial statements of the group, and constitute customer groups with substantial related relationship.

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